Meet the team at Prague's only Expat Services bank.

The Expat Center is proud to unveil the newly reconstructed Rytířská Palac. We have spent the last 12 months reconstructing this beautiful building which not only includes the Expat Center, but also a small cafe and all other local banking services. You can find us on the first floor.

Launched in January of 2004, the Expat Center offers complete expat banking services. Find multi-lingual personal banking consultants able to communicate fluently in English, French or German. Also on offer are specialized banking packages in one of three languages (English, French or German) with courtesy translations of all account opening forms and contracts, and a resource center with publications, leaflets, brochures, and other relevant information about life in the Czech Republic.

The Expat Center also offers a specialized mortgage package for foreigners, Global Mortgage. This financial product enables foreigners to acquire property in the Czech Republic. Basic Characteristics of the Product The “Global“ mortgage will help private individuals, both residents and non-residents, to acquire real estate within the territory of the Czech Republic through a Single Purpose Company (“SPC“). The product is available in the following two versions: GLOBAL LIVING – for housing purposes of the owner (shareholder) of the “SPC“ GLOBAL INVEST – investment in real estate to be leased to third parties.

Purpose of the Loan: • Purchase of real estate • Property construction or building modification • Repayment of existing loans provided by other financial institutions • Combination of afore mentioned purposes

Maximum Amount: The maximum amount of the “Global“ mortgage is 75% of the overall investment costs.

Interest Rates: All interest rates are based on standard non-subsidized mortgage interest rates for private individuals fixed for 1 or 5 years.

Loan Maturity: Global Living: 5 to 20 years Global Invest: 5 to 15 years To get more information, please contact the Expat Center using the form below.

Send email to: Česka spořitelna: Expat Mortgages

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