Channel 06

Money & Work

Payslips, taxes, bank accounts, contracts and the job hunt, in plain English.

60 guides4 min average read

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  1. Working in Prague as a foreigner: the order that actually works4 min read
  2. Cost of living in Prague: the budget lines that decide everything4 min read
  3. Gross vs net in Czechia: reading a job offer like a local4 min read

Every guide

All Money & Work guides

  1. 5 min readBuilding a mortgage-ready credit profile in Prague as a newcomerYour credit score does not cross borders, so a Czech lender starts from a blank page. What to put on it during your first year, before you apply.
  2. 5 min readCan a junior salary cover Prague? A worked rent and pay scenarioA first job, a flat of your own and a tram pass: whether the sums close comes down to three choices, not the city. A hypothetical to redo with real figures.
  3. 5 min readCost of living in Prague for a couple: what doubles and what does notTwo people do not cost twice as much as one, nor 1.4 times. A shared-or-personal way to build a joint Prague budget that lasts past month three.
  4. 5 min readCost of living in Prague for a digital nomad: bed, desk and lunchA nomad's budget has three big lines: where you sleep, where you work and what you eat at midday. How to price each one from real quotes in an hour.
  5. 4 min readCost of living in Prague: the budget lines that decide everythingAverages go stale in months. What stays true is how each cost is built, which ones you can change and the line on the lease that catches newcomers out.
  6. 4 min readCoworking in Prague: seven things to compare before you pay for a deskHot desk, fixed desk or private office? Contract length, registered address, hours and noise decide whether a coworking space works for you.
  7. 5 min readCrypto taxes in Czechia: what changed in 2025 and 2026Hold for three years and the gain can be tax-free. Sell sooner, swap coins or get paid in crypto and the tax office wants to hear about it. How the rules work.
  8. 4 min readCzech banks for newcomers: how to chooseNo ranking can tell you which bank fits your month. Seven questions on English support, fees and branches can, and so can one afternoon of checking.
  9. 4 min readCzech health insurance: who pays, who covers you and the gapsEmployees are covered through payroll, everyone else needs a plan. How public insurance works, how to pick an insurer and where newcomers slip.
  10. 4 min readCzech income tax for first-jobbers: what your payslip is doingA 15 per cent rate, one form to sign on day one and an annual settlement you have to ask for: how Czech tax treats students and first jobs.
  11. 4 min readCzech labour law basics: leave, notice and probation explainedFour weeks of leave, probation of up to four months and a two-month notice that now starts on delivery. The Labour Code rules most newcomers meet first.
  12. 4 min readCzech QR payments: scan the code, skip the typingA square on the invoice fills in the account, amount and reference for you. How QR payments work in Czech banking apps and what the strange symbols mean.
  13. 4 min readCzech social security: where that payslip line really goesThe social insurance line quietly buys your pension, sick pay and maternity benefit. What it covers, who pays and what happens if you work abroad too.
  14. 5 min readCzech tax for expats: the questions to answer first, in orderResidency decides almost everything. Work out whether Czechia can tax your worldwide income, then take the next questions as they arrive.
  15. 4 min readCzech tax residency explained: the 183-day rule and the home testVisa status and tax status are different things. How Czechia decides where you are a tax resident, what that changes and when treaties step in.
  16. 4 min readCzech VAT refunds for tourists: how tax-free shopping worksVisitors from outside the EU can claim back VAT on goods they take home. The customs stamp, the deadline and the airport queue that catch people out.
  17. 4 min readDigital banking in Prague: traditional banks or neobanks?Czech banks are unusually app-friendly, and foreign neobanks work here too. What each does well, where each trips up and what needs a Czech account.
  18. 4 min readDigital nomads in Czechia: the real routes to stay and workCzechia has a Digital Nomad programme for some nationalities, plus ordinary visa and trade licence routes. What works, what trips people up, the 183-day clock.
  19. 4 min readEating out in Prague: what meals cost, from lunch menus to dinnerThe weekday lunch menu is the cheapest hot meal in town, and the tourist-square dinner the dearest. How to read a menu and a bill without quoting stale prices.
  20. 4 min readEmployee benefits in Czech jobs: meal vouchers, sick days and moreThe package around the salary is part of the pay. What Czech employers commonly offer, what is legal minimum and what to ask for before signing.
  21. 4 min readEnglish-speaking jobs in Prague: the industries that hire without CzechShared services, IT, customer support, teaching and startups hire in English. Where the roles are, and what they really ask of you.
  22. 4 min readFiling a Czech tax return: who must, when and howMany employees never file one, but freelancers, landlords and people with several incomes must. Deadlines, portals and the small print on who is exempt.
  23. 4 min readFreelancing in Prague: how the živnost works, step by stepOne trade licence opens the door to invoicing, but it also brings two insurers, a tax return and an IČO. Here is the route, in order.
  24. 4 min readGetting a Czech credit card as a newcomer, and what to use meanwhileYour credit score did not travel with you. What Czech issuers look at, how to build a record here and the cards that work in the meantime.